Bryan Nicol, CFP®

Bryan is a Certified Financial Planner® Professional and founder of Freedom Financial Planning, one of South Africa’s first and only flat-fee independent financial planning practices.

He was included in Citywire’s inaugural list of Top 50 Independent Financial Advisers in South Africa in 2024 – less than two years after leaving the family business (where he’d worked since 2017) to start Freedom Financial Planning. In 2022, he was the recipient of the Financial Planning Institute’s Top Professional Competency Examination award after achieving the highest mark in the board exams for that year. The previous year, he graduated first in class for the PGDip in Financial Planning through Milpark.

Before becoming a financial planner, Bryan ran a successful recruitment business. During this time, he experienced, first-hand, the shortcomings of product-focused financial advice. He started Freedom Financial Planning to help clients with their finances comprehensively and address negative perceptions of the profession.

Bryan has a passion for educating clients and the public about financial matters, which he does on LinkedIn and through The Enough Club podcast, co-hosted with Pieter de Villiers. As a pioneer of the flat-fee lifestyle financial planning model in South Africa, he also serves as a mentor to others in the profession.

Bryan’s mission is to help clients live the lives they want to live, starting now and into retirement.