What’s holding you back?
A man once asked a gardener: “Why do your plants grow so well?” The gardener smiled and said: “I don’t force them to grow. I simply remove what’s holding them back.” It’s a gentle reminder that…
News & Articles
Fasten your seatbelt
When markets get choppy, it’s natural to feel nervous. Everyone with a heart (and subsequent blood pressure…) will have a tinge of fear when volatility hits. You might see headlines shouting about…
When control over money isn’t really about money
Have you ever thought: “I just feel better when I know every cent is accounted for,” or “If things are chaotic at home or at work, at least I can control my spending.” At first glance, that sounds…
Why patience is part of the plan
When you look at your investment portfolio, it’s tempting to focus on what’s “winning” right now. You might notice one fund doing well and another lagging behind, and think: “Why am I holding on to…
When letting go creates more space for growth
When we talk about money, we often slip into the language of control: budgets, targets, forecasts, plans. It’s comforting to believe that if we just work hard enough at managing things, we can shape…
Why diversification still works — even when it doesn’t feel like it
When markets are stormy, it’s easy to question whether diversification still works. You might look at your portfolio and think, “Everything seems down; what was the point of spreading my money…
Identity-based financial goals
Who are you? Who do you want to become? Identity-based financial goals are more powerful than you think. “The goal is not to read a book. The goal is to become a reader,” writes James Clear in his…
Behavioural Economics 101
Why don’t we always do what’s “best” with our money? Let’s be honest: most of us already know what we’re “supposed” to do with our money. But we don’t do it. Spend less than we earn. Save…
Cross-cultural connection in financial planning
You have a lens, and here’s why it matters… Financial planning is often seen as a numbers game, retirement goals, investment returns, tax efficiency. But beneath the spreadsheets lies something far…
Cost isn’t just what you pay
The true cost of a dollar, Rand or pound (or whatever you’re earning in) is not just what you earn. It’s what you give up to earn it. On paper, your salary might seem straightforward. $75,000 a year.…
An overlooked planning tool?
Meaning starts with hope, and hope begins with action. Many of the challenges we face today, such as financial stress, burnout, and indecision, don’t just come from a lack of time or money. They can…
Dream big, plan better, live fully
Financial freedom quickly become reduced to a number, a target income, a certain lifestyle, or a retirement account that signals “you’ve made it.” But in reality, it’s more nuanced than that. It’s…